HIF Bank Information for the Tuition Payment

Currency: US dollars
Method: Bank Transfer

HIF does not send you a payment invoice. Please remit your fees to MICHINOKU Bank via the intermediary banks listed below:

INTERMEDIARY BANKS	SWIFT CODE	ABA NUMBER
HSBC Bank USA, New York, New York	MRMDUS33	021001088
JP Morgan Chase Bank, National Association, New York, New York	CHASUS33	021000021
Bank of New York Mellon, New York, New York	IRVTUS3N	021000018

Notes:

• All bank charges and fees are to be paid by the applicant. If any extra fees are deducted in the process of transferring funds between banks, please pay the balance to HIF when you arrive in Japan.
• You MUST remit the fees via the above intermediary banks. If you cannot access one of these banks, you can wire the fees directly to HIF’s bank account. In this latter case, extra bank charges are usually deducted from the total amount, so please pay the deficiency upon arriving at HIF.
• To facilitate accurate confirmation of your payment, please make sure you send the remittance in your name or add your name as a note on the transfer form.
• If you remit your fee in Japanese yen, please calculate the total amount according to the exchange rate of the day you remit, and send to the same bank account above mentioned.

Refund Policy

If an applicant withdraws from the program earlier than March 27, 2013 (Japan Standard Time), the total tuition and homestay fee will be refunded. In withdrawals on or after March 27, HIF will refund the total paid amount, less the cancellation fees stated below. The applicant who wishes to withdraw must inform HIF by facsimile or e-mail. The refund will be made by bank transfer. HIF will make no tuition refunds if cancellations are made on or after Thursday, June 13, 2013 (00:00 JST).

Date of Cancellation Notice(Japan Standard Time)			Cancellation Fee
March 27(Wed,00:00)	-	May 7(Thu,24:00)	$500
May 8(Wed,00:00)	-	May 31(Fri,24:00)	$1,000
June 1(Sat,00:00)	-	June 6(Thu,24:00)	$1,500
June 7(Fri,00:00)	-	June 12(Wed,24:00)	$2,500
June 13(Thu,00:00)	-		Total paid amount less the homstay fee*

*The refund of the homestay fee will be assessed per-diem if you withdraw after you have started living with your host family.

Program cancellation by HIF

HIF may cancel the Program before the starting date in the event of a natural or other disaster that poses an immediate threat to your health and/or safety. In this case, HIF will inform you by e-mail and refund you the full tuition, including the homestay fee. Refunds will be made to your bank account by telegraphic transfer. In case we must cancel the Program while in progress, we will refund the unused portion of your tuition, including the homestey fee, calculated at US $ 60 per diem.

*As agreed at signature on your application form, you will no way hold HIF responsible if you should suffer injury or losses during the program or related activities. Please contact us if you have any further queries about this policy.

• Description of the Program
• To Improve your Japanese Proficiency
• Schedule
• Program Costs
• Admissions
• Application Forms
• Admitted Students
• Payment Information
• Entering Japan
• [New] Additional Information for Participants
• Former Participants Voice
• Institution List of the Former Participants
• Acknowledgement of Support